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Erudite AfricaCenter of Excellence
← Due Diligence Mastery

Commercial, ESG, integrity and IT due diligence

Module 04 / 5 · 70 min

Test the business plan when official data is thin, assess environmental, social and integrity risks, review core systems and cyber exposure, and lead the workstreams as one team.

In this module you will learn to

  • Size a market and test a business plan when official data is thin
  • Use customer calls and competitor analysis to judge competitive position
  • Assess environmental, social, community and land issues against the IFC Performance Standards
  • Check beneficial owners, sanctions and politically exposed persons
  • Review core systems, data protection and cyber incidents, and integrate all workstreams into one findings register

Built on

  • Erudite Africa training module: Ethiopian Context, topic 3.d Due Diligence Mastery, Levels 1 and 2 (October 2026)
  • NBE directives as listed in the lessons: SBB/90/2024, SBB/92/2024, MFI/36/2023, Instruction FCPED/142/26
  • Ethiopian tax laws: Income Tax Proclamation No. 979/2016 as amended by No. 1395/2025, VAT Proclamation No. 1341/2024, Federal Tax Administration Proclamation No. 983/2016, Transfer Pricing Directive No. 981/2024
  • ESX Rulebook (December 2024)
  • A commercial bank's Revised Credit Procedure Manual (August 2025), unnamed
  • IFC Performance Standards on Environmental and Social Sustainability

Examples and companies are fictional. Bank practices are shown as typical Ethiopian practice, not as any one bank's policy. Always apply your own institution's approved policy and the current NBE directives.