← Sustainable Finance and ESG (Environmental, Social, Governance)

Green and inclusive lending opportunities

Module 04 / 5 · 65 min

Recognize and size the green and inclusive business Ethiopian banks can grow: off-grid solar, clean cooking, climate-smart agriculture, green buildings, e-mobility and finance for women and youth.

In this module you will learn to

Identify the main green lending segments in Ethiopia and their typical borrowers
Assess the affordability of a green product with a simple cash flow comparison
Explain why women and youth finance is both an inclusion goal and a business opportunity
Spot the risks that come with green products and how to manage them

Built on

Erudite Africa course specification: 4.d Sustainable Finance and ESG, Level 1 Beginner (October 2026)
Erudite Africa: Ethiopian Context program overview and regulatory register (October 2026)
NBE directives as listed in the lessons: SBB/90/2024 and SBB/91/2024; Environmental Impact Assessment Proclamation No. 299/2002
A commercial bank's Revised Credit Procedure Manual (2025), unnamed
World Bank Group: Ethiopia Country Climate and Development Report (2024) and Making Ethiopia's Financial Sector Work for Women (2024)
International frameworks: UNEP FI Principles for Responsible Banking, IFC Performance Standards and exclusion list, ICMA Green Bond Principles, Basel Committee climate risk principles

Examples and organizations are fictional. Apply your own organization's approved policies.